The choice of 150+ financial companies, banks and fintech unicorns

Our office locations

The people behind the magic at credolab



Czech Republic

United Kingdom



Take your results to the next level

Superlight and easy to integrate into your financial solution based on mobile devices and online web behavioural metadata.

Up to 21.9%

Decreased cost of risk/fraud

<1 Second

Faster time-to-yes

Up to 32%

Increased approval rate

Up to 28%

Decreased cost of acquisition

Up to 40%

Increased predictivity (GINI uplift)


The choice of financial companies and fintech unicorns

Anand Krishnaswamy

Vice President Product, International, TransUnion

We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.

Momtaz Moussa

Co-Founder & CEO, Lucky

Credolab has been an essential partner in our journey to enable the underbanked with more empowering financial services. Together with credolab, we have managed to use alternative data to finally build reliable credit profiles for users with no credit history. In addition, their team was genuinely sharing best practices and providing thought leadership along the way.

Tomasz Borowski

CEO, Flow

As the CEO of a credit management company, I was looking for the right software solution to support our business operations whilst also promoting ethical and responsible debt collection in underserved Asian economies. Credolab helped us with a powerful scorecard that allowed us to prioritise collection efforts. By analysing user metadata and behaviours, credolab helped us improve the way we allocated call centre's efforts by reaching out to the users that were most likely to respond to our calls resulting in higher collections rates.


Most frequently asked questions and answers below.

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