Embedded Scoring. The confidence to say

Our clients can now calculate real-time credit scores based on evidence; shown in behavioral data from mobiles and web use. This previously untapped data means lenders can make decisions based on the way people behave in the modern world – not just how they look on paper.

Say “Yes” to finding out more about embedded scoring and making a better world for everyone.

Say "Yes"

Mission & Vision

Our Mission

Credolab is committed to making credit available to all.

We do this by giving businesses access to an untapped, highly-predictive source of behavioral data to make faster, better credit scoring decisions with zero error rate.

Our Vision

Easy access to fair credit for all.

March 2021

CredoLab closed 2020 with an 82% increase in the use of its alternative credit scores.

August 2020

Raises $7 million in series A investment round led by GBG.

June 2020

GBG and credolab partner to extend digital fraud risk management.

April 2020

Ombú Tech Services + credolab come together to provide technological solutions to the financial business in the LATAM.

January 2020

OJK officially recognizes credolab as the first credit-scoring fintech firm.

November 2019

Credolab named the Top ASEAN Fintech (Open Category) at the MAS x ABS awards.

October 2019

Presence in 15 countries.

September 2019

16 million application downloads.

July 2019

Selected in Plug and Play Jakarta.

June 2019

Selected in Ping An Cloud Accelerator Fintech Batch 3, Plug and Play Singapore and Paris.

May 2019

500K features developed.

April 2019

Launched CredoInsure.

March 2019

Raised $1M from GoBear.

February 2019

Credolab named Singapore's 29 Hottest Fintech in 2019 by Fintech Singapore.

December 2018

Presence in 12 countries.

October 2018

Signed partnership agreement with GoBear

September 2018

120,000 featured developed.

April 2018

Global expansion beyond Southeast Asia to Africa, China, India, Latin America and the CIS.

April 2018

Signed alliance agreement with Visa APAC.

February 2018

Raised $1Mn from Walden International.

January 2018

Named among Singapore Business Review's Top 20 start-ups.

December 2017

Presence in 6 countries.

June 2017

2.4 million application downloads ARR.

May 2017

10,000 features developed.

February 2017

$800,000 raised from Fintonia Group, Reliance.

October 2016

Credolab officially launches.

March 2016

Credoab raised $200,000 in seed round from FORUM.

About Us

We are here to make change happen. Old financial systems have been ruling the roost for too long. It’s time to put them in the pie and serve them up. With a background in Finance and Fintech, we’ve cooked up a way for you to offer access to credit on fair terms to fair people – people who might not be able to access credit in ancient systems. Because life’s more complicated than it used to be.

Learn more about credolab and our credo.